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AMQS Motor Insurance Quotation

Motor Insurance - Quick Quote



New Insurance Start Date
Important Note : this is the start date of the policy. It is important as it affects vehicle age, insured age etc.
Class of Vehicle Private Vehicle Only      Commercial Vehicle
Type of Cover    Comprehensive          Third Party Fire and Theft          Third Party Only

Vehicle Information (pre-selected - make changes if you need to)

Vehicle Registration Status Vehicle already registered      Vehicle to be registered soon
Registration Number Check Vehicle Details via OneMotoring
Vehicle Make & Model Try to choose from this list to find the closest fit to the actual model. Do note that some insurers charge different premiums for different models so the actual premium quoted may vary from the quoted premium in such cases. For most cases, especially for saloons or hatchbacks with any speed-assisting or power-enhancing features, the premium should be accurate. Get Vehicle Logcard
Vehicle Model
(for Commercial Vehicle only)
Unladen and Laden Weight
(for Commercial Vehicle only)		 (Unladen Weight in kg)
(Max Laden Weight in kg)   The unladen weight and max laden weight are in kg. The tonnage will the be computed as max laden weight LESS unladen weight, the difference divided by 1000.
Vehicle Registration Year/Month
Vehicle Year of Manufacture
No of Seaters
Vehicle Type   You need to declare this accurately as the underwriting would be based on this declaration, eg a Toyota Celica is a coupe but if you declare it, mistakenly, as a saloon, a quote based on a saloon would be given and the quote would not be valid. Some insurers only quote for saloons or hatchbacks. Saloons or hatchbacks are normally quoted on the basis there it is a normal vehicle, ie non-turbo or does not have any speed-assisting device that would enable it to deliver more power compared with similar vehicles. (optional - selected insurers only)
Normal / Off Peak Vehicle   Singapore private vehicles are registered as either normal vehicles OR off peak vehicles (previously called Weekend cars). Some insurers charge different premiums for a normal vs an off peak vehicle so you need to declare the correct type.
Vehicle Use   Most vehicles are for private use, ie not for hire or reward. Normally, insurers would only quote for vehicles used for private use. If the vehicle is being declared for hire or reward, eg a rental car, the insurer may not quote.
Transmission Type    Auto          Manual
Parallel Import    No          Yes   Some insurers, from the underwriting standpoint, differentiate between a vehicle from the local authorised agent vs one by a parallel importer, although Singapore law allows the latter to sell such vehicles. Thus, a Honda Civic bought from the authorised agent may be underwritten differently from a Honda Civic bought from a parallel importer.
Propellant

Insured Information

Ownership Type    Individual Name          Company Name
For Individual Name    Insured Driving          Insured NOT Driving
Name
NRIC No.
Nationality
Insured Date of Birth Not Applicable for Commercial Vehicles
Driving Experience Years Months Important Note : Driving In Singapore.   This should reference to the year & month when the person obtained his/her driving licence in Singapore. Do inform us if the licence was obtained from another country.
Gender    Male          Female
Marital Status
Occupation   The nature of the insured's occupation has a direct impact on risk faced by the insurer. If an insured's job is outdoor-based, eg outdoor sales and he/she needs to drive a lot, it is a higher risk compared with another insured with an indoor-based occupation. However, some insurers either decline or quote a higher premium for certain industries, eg those related to entertainment or construction, even when the nature of occupation is indoor-based. For insureds working in such industries, the standard quote based on an indoor occupation may not be accurate but this is in the minority.
   Indoor          Outdoor
Nature Of Business
(for Commercial Vehicle only)		   The insured's nature of business has a direct impact on risk faced by the insurer. If the nature of business is considered a higher risk to a certain insurer, then the insurer may decline to quote or impose a premium loading for this industry.
Tel
Email

Policy Information

Sum Insured S$ ,000 *
Some insurers will only quote if there is a sum insured
NCD Entitlement (On renewal)   If this is a renewal of existing insurance, this should be your NCD entitlement upon renewal. If you are buying another vehicle and are transferring your existing NCD, this should be the current NCD on your present/previous vehicle. eg if your current NCD is say 30% and you are changing cars before the policy matures, you should declare the current NCD level, ie 30%. But if you are asking for a renewal quote, you should declare the next NCD level, ie 40%.
(Existing on policy)   This is the current NCD you have on your existing policy or the NCD when the policy was last cancelled. You need to declare this as some insurers use this as an underwriting factor, eg if you currently have NCD 40% and on renewal it is 50% VS you currently have NCD 50% and on renewal, it remains 50%, you get 2 different premiums.
White Card Eligibility Called the Traffic Police White Card OR Certificate of Merit. Awarded by LTA if you have no traffic offences in the last 3 years, NOT applicable for Commercial Vehicles. Click on the adjacent link to check your eligibility. Check Certificate of Merit / Traffic Police White Card
Claim Experience    No          Yes  This refers to whether the insured has any motor accidents or claims in the period of time specified. Click for more info. *Claim Experience last 3 years
Details if "Yes"   Give a brief description of the claim, eg in Jan 2006 at about 4pm, along Katong Road, I could not brake in time and hit the front vehicle OR in Feb 2006 at about 2pm, while I was stationary at a traffic junction at New Bridge Road, a vehicle hit me from behind.
If Claims experience is "Yes", number of claims   This refers to the number of claims made during the specified period. More claims would result in higher premiums. Most insurers would NOT quote if there are more than 2 claims.
If Claims experience is "Yes", Quantum:

Own Damage Claim Total
Third Party Claim Total



$:   Own Damage Claim is normally made under one's own comprehensive policy (not for Third Party Fire & Theft or Third Party Only policies) when the insured is at fault and is unable to claim from the other party's insurance company. It is important to declare the correct amount as this would affect the quote. The more the claim, the higher the quote. If you are not sure, please check with the insurer which paid the claim.
$:   Third Party Claim is normally what the other party make against your own insurer, normally when you are at fault. It is important to declare the correct amount as this would affect the quote. The more the claim, the higher the quote. If you are not sure, please check with the insurer which paid the claim.
Existing Insurer Name
URGENCY OF QUOTE Not Urgent
URGENT :For kind consideration for other users, choose this if expiry is within 3 days.




For Official use only

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